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Showing posts from August, 2020

Investment in stocks for better returns

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  Stocks are considered to be long-term investments. This is, in part, because it's not unusual for stocks to drop 10% to 20% or more in value over a shorter period of time. Over a period of time, investors have the opportunity to ride out some of these highs and lows to generate a better long-term return. If we look back at stock market returns since the 1920s, individuals have never lost money investing in the S&P 500 for a 20-year time period. Even considering many of the setbacks, such as the Great Depression,  Black Monday , the tech bubble, and the financial crisis, investors would have experienced gains if they had invested in the S&P 500 and held it uninterrupted for 20 years. While past results do not guarantee future returns, it does suggest to the investors that a long-term invest in stocks generally yields positive results, if given enough time. One of the inherent problems in investor behavior is the tendency to be emotional over their investment. Many of

Initial Public Offering 2020 – IPO Basics

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  Initial Public Offering or an IPO is an essential part of the financial markets. It is the starting point for any company which has shares being traded on the stock exchange. IPO refers to the first offer, which made to the public for selling the shares of a private company. Before an IPO, a private company may have sold its shares to employees, a private equity firm or a venture capitalist privately. In the public offer, the private company may be issuing new shares publicly, or the promoters may be selling off their stake in the company. Either way, this offer, if successful, makes the firm 'public'. A company cannot put the words 'Pvt—Ltd.' at the end of its name after a successful offering. The company's share becomes tradable on the stock exchange on the day of its listing. The process of IPO listing can be understood with the following steps. SEBI Approval A company files all the necessary documents and financial records with the SEBI to receive appro

What is SIP – Systematic Investment Plan?

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  SIP Investments or systematic investment plan is a prevalent method of investing, followed by millions of Indians. It is a method of investing in mutual fund schemes with a fixed amount at fixed intervals. It is similar to making savings over time and investing those in the equity or debt-related mutual funds. One can go and look up the best mutual funds online and set up your SIP investment plans. How does it work? Let's say you want to make investments in SBI mutual fund online. You would have to search for the specific mutual fund on the SBI website and look for the most suitable scheme. Once you apply for a particular SIP plan, you also set a date for investment every month, and you send these standing instructions to your bank. After your SIP plan is set up, the pre-decided amount will be automatically debited from your bank account and invested in the scheme at the pre-determined date. A certain number of units of the scheme will be allocated to you based on the NAV of

Surat Share Market Expert: Why Invest?

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How many times have you wondered if your money can earn you more money? Have you ever searched " Best Mutual Fund Investments " or "Learn to trade in share market" on Google? Well, you're at the right place to learn. We are the best financial advisors in Surat, and we will teach you the basics of share markets.   Share markets are an essential part of our economy. People have invested their money in companies that have made them lakhs and crores of money over the years. But how? Well, that's the thing. Share markets are a vehicle. They help in transferring funds from those who save it, to those who can use the money to make it grow in value. It helps companies raise capital and maintain a trading market for its shares. These profits reach investors in the form of dividends and price appreciation.   In 1956, the government of India recognized the Bombay Stock Exchange (BSE) as the first stock exchange in the country. It became the first organized market f